Welcome to the HeatherSellsUtah.com Blog

2016-06-01 16:41:54
Credit Score Matters!

Credit score can play a major role when trying to qualify for a home. Here are some helpful tips to keep your credit score in check! If you need more assistance, we would be happy to connect you with a reputable lender that can help you out!


A credit score is based on five main areas:

1) The timeliness of payments

2) Credit card utilization

3) New lines of credit opened 

4) Variation of credit

5) Length of credit history 


These different categories affect your credit in different amounts, but to stay positive across the board try avoiding these major mis-steps.


  • Close account’s. If you have a credit card you don’t use, use it occasionally, pay it on time, and keep it in a safe place.
  • Pay off auto/installment loans to boost scores. This money may be better spent elsewhere.
  • Futilely make large payments.  The balance carried on a credit card can have a HUGE impact on score, however making double payment simply to improve the score is pointless and would have no impact in and of itself.
  • Max out your credit cards or miss payments.


If you are ready to buy a home, give me a call so that we can get you qualified and begin your search for the perfect house! If you are thinking of buying in the future, now is a great time to start building your credit so that when the time is right, you are ready to move forward!

Blog Archive
2017-09-25 14:53:41
Don't Invest in a Money Pit

2017-09-22 12:24:12
OPEN HOUSE tomorrow!!!

2017-09-22 09:51:14
OPEN HOUSE Saturday 9/23 from 3:00 to 5:00

2017-09-13 15:54:30
Annual Pumpkin Patch Party!

2017-09-13 15:48:33
OPEN HOUSE Thursday September 14, 4:00pm - 6:30pmĀ 

2017-09-13 15:45:20
Open House - 2540 N 180 W Pleasant Grove

2017-09-11 15:23:14
Jessica White Photography

2017-09-08 16:03:52
15146 S Gallant Dr. Bluffdale, UT

2017-09-01 14:20:31
Yearly Fall Maintenance Checklist

2017-08-30 16:22:00
How to Tell if Your Neighborhood is Improving

2017-08-29 15:38:52
Tax Assessments and How to Dispute

2017-08-29 15:36:08
Build or Buy?

2017-08-25 10:04:30
Open House - 5072 W 4200 S

2017-08-25 09:53:38
Open House - 13948 S Emmeline Dr.

2017-08-24 15:53:34
RED BASH Client Event!

2017-08-17 17:21:17
Client Testimonial : To Build or To Buy

2017-08-10 11:31:47
Economics Affecting Home Builders

2017-08-10 11:29:58
Featured Review!

2017-08-04 15:04:33
New Construction Buyer Representation

2017-06-19 12:01:12
How to Know if The Price is Right

2017-06-16 16:33:12

2017-06-14 16:22:29
What if you can't afford your housing market?

2017-06-08 11:25:33
Local Summer Art and Cultural Events

2017-05-26 15:01:38
Home Cost v Monthly Payment

2017-05-18 17:41:04
Utah's 1st Place Team!

Click here to see ALL articles.

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Draper, UT 84020
(801) 913-6454 Cell
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