Welcome to the HeatherSellsUtah.com Blog

2016-06-01 16:41:54
Credit Score Matters!

Credit score can play a major role when trying to qualify for a home. Here are some helpful tips to keep your credit score in check! If you need more assistance, we would be happy to connect you with a reputable lender that can help you out!


A credit score is based on five main areas:

1) The timeliness of payments

2) Credit card utilization

3) New lines of credit opened 

4) Variation of credit

5) Length of credit history 


These different categories affect your credit in different amounts, but to stay positive across the board try avoiding these major mis-steps.


  • Close account’s. If you have a credit card you don’t use, use it occasionally, pay it on time, and keep it in a safe place.
  • Pay off auto/installment loans to boost scores. This money may be better spent elsewhere.
  • Futilely make large payments.  The balance carried on a credit card can have a HUGE impact on score, however making double payment simply to improve the score is pointless and would have no impact in and of itself.
  • Max out your credit cards or miss payments.


If you are ready to buy a home, give me a call so that we can get you qualified and begin your search for the perfect house! If you are thinking of buying in the future, now is a great time to start building your credit so that when the time is right, you are ready to move forward!

Blog Archive
2017-06-19 12:01:12
How to Know if The Price is Right

2017-06-16 16:33:12

2017-06-14 16:22:29
What if you can't afford your housing market?

2017-06-08 11:25:33
Local Summer Art and Cultural Events

2017-05-26 15:01:38
Home Cost v Monthly Payment

2017-05-18 17:41:04
Utah's 1st Place Team!

2017-05-03 14:11:29
Red Butte Garden Summer Concerts

2017-05-01 16:36:19
Heather's Birthday!

2017-04-21 15:10:48
Easter Egg Photos!

2017-04-19 16:17:19
Raving Fan Review!

2017-04-10 16:02:57
Staging Your Home to Sell

2017-04-05 16:28:51
There is No Place Like Home!

2017-03-31 15:40:02
Tales from Tony Robbins

2017-03-29 16:56:16
Top Tips to Avoid Scams

2017-03-20 16:14:32
Spring has Sprung!

2017-03-16 16:57:37
Josh Lakin - Your Personal CPA

2017-03-09 16:46:01
Open House!!!

2017-03-08 16:34:12
March is the Month of Budgeting!

2017-03-03 16:43:27
Your home might be worth more than you think!

2017-02-27 16:43:51
Love Where You Live!!!

2017-02-24 16:16:20
Going Green with Green Living!

2017-02-23 16:07:10
New Listing and Open House!!!

2017-02-22 15:08:58
Britteny Elaine Photography

2017-02-17 14:38:33
Raving Fan Review!

2017-02-16 15:35:55

Click here to see ALL articles.

Comment on this Article

Your Name:
Your Email:
Verify:  Please enter the numbers shown to help eliminate spam.

Take us Along!

We make it easy to lookup listings on your iPhone, Android or any other smart phone.  

You'll get instant access to over homes for sale.

Click here to turn your smart phone into a house hunting machine!

The Roxburgh Group
6629 South 1300 East
Salt Lake City, UT 84121
(801) 913-6454 Cell
Maps & Directions


© ProAgentWebsites.com |  Terms & Conditions |  Privacy Policy |  Fair Housing